Bull Call Spread: Defined-Risk Bullish Strategy

A bull call spread buys a lower-strike call and sells a higher-strike call at the same expiration. Net debit. Max loss = debit paid. Max gain = strike width minus debit. Breakeven = lower strike + debit. The structure trades off uncapped upside for lower cost and higher probability of profit.

The setup: buy the 0.50–0.60 delta call, sell the 0.30–0.40 delta call, 30–60 DTE, on a stock with a moderate bullish thesis. Typical risk-reward: $1 risked to make $1–$2, with probability of profit around 40–50%. Better than a naked long call when IV is moderately elevated — the short call's premium offsets some of the long call's IV decay risk.

When to choose bull call spread over long call: when IV rank is 30–60 (mid-range), when you have a clear price target above which you don't expect the stock to go, when capital efficiency matters more than max profit. When to skip: when IV rank is very low (long call alone gets cheaper) or when you have very high conviction and want unlimited upside.

Frequently Asked Questions

How wide should the strikes be?

5–10 points apart on a $100+ stock is typical. Wider strikes increase max gain but reduce probability of profit.

Should I close before expiration?

Yes — close at 50–80% of max profit. Holding to expiration exposes you to pin risk and assignment complications.

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